• Lower premiums
• High deductible, then 20% for most visits and services
• Allows you to open a tax-advantaged HSA

The Aetna Advantage High-Deductible PPO 1 Plan, an insurance plan underwritten by Aetna Life Insurance Company, is designed to work in conjunction with contributions to a Health Savings Account (HSA), which allows you to pay for qualified medical expenses on a tax-advantaged* basis. Your premium payments will be quite low. The "High Deductible" part means that you'll pay more out of pocket than with most other plans before coverage kicks in.

Main features of the High-Deductible PPO 1 plan (in-network rates)
Premiums	Low
Annual deductible	$2750 individual, $5500 family
Out-of-pocket maximum	$5000 individual, $10,000 family
Office visit fees	20% after deductible**
Prescription drug copay	$15 - $40†
Hospitalization	20% after deductible**
Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment	20% after deductible**

* Consult your tax advisor for tax deductibility eligibility and details.
** For covered expenses.
† A deductible applies to brand name prescription drugs

Like other Aetna PPO plans, High-Deductible PPO 1 plan gives you the freedom to go directly to any recognized provider, including specialists, for covered expenses.