High deductible, then no charge for most visits and services
Allows you to open a tax-advantaged HSA
The Aetna Advantage High-Deductible PPO 2 Plan, an insurance plan underwritten by Aetna Life Insurance Company, is designed to work in conjunction with your
Health Savings Account (HSA) contributions, which allow you to pay for qualified medical expenses on a tax-advantaged* basis. You'll enjoy premium payments that are among the lowest
we offer. Your annual deductible will be higher than with most other plans, but after it's been reached, you pay nothing for office visits, hospitalization or other services.
Main features of the High-Deductible PPO 2 plan (in-network)
Premiums
Low
Annual deductible
$5000 individual, $10,000 family
Out-of-pocket maximum
$5000 individual, $10,000 family
Office visit fees
None after deductible**
Prescription drug copay
None after deductible
Hospitalization
None after deductible**
Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment
None after deductible**
*Consult your tax advisor for tax deductibility eligibility and details.
**For covered expenses.
Like other Aetna PPO plans, the High-Deductible PPO 2 plan gives you the freedom to go directly to any recognized provider, including specialists, for covered expenses. The above costs
apply if you choose a provider from Aetna's network of participating physicians and hospitals. Costs will be higher if you choose out-of-network providers.
Here at Santa Barbara Health Insurance Services we know that no web site
can substitute for courteous service from an experienced professional. Our staff
is always happy to help with your California health insurance, California dental
insurance, or term life insurance needs. Feel free to call us any time at (800)
765-1540.
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Testimonials...
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"Rob and Steve at Santa Barbara Health Insurance have been thorough, professional, and very easy to work with. They helped us transition to
a Health Savings Account strategy which benefits our employees and our company."
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they are right next door.” - Scott Branch, Partner, Burnell, Branch, and Pester Architects.
“When I broke my wrist skateboarding, the Blue Cross Tonik plan that Rob set me up with really came through big and saved me from racking
up huge debts.”
- Peter Schick, Individual.
Santa Barbara Health Insurance Services