• Lower deductibles, co-pays and expenses
• Higher premiums

The Aetna Advantage PPO 500 Plan, an insurance plan underwritten by Aetna Life Insurance Company, features our lowest annual deductibles, annual out-of-pocket outlays and copays for office visits, plus quality prescription drug coverage. They also feature the highest premiums of our individual plans.

Main features of the PPO 500 plan (in-network rates)
Premiums	High
Annual deductible	$500 individual, $1000 family
Out-of-pocket maximum	$5000 individual, $10,000 family
Office visit copay	$30 non-specialist, $40 specialist*
Prescription drug copay	$15 - $40**
Hospitalization	20% after deductible*
Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment	20% after deductible*

*For covered expenses.
**A deductible applies to brand name prescription drugs.

Like other Aetna PPO plans, PPO 500 gives you the freedom to go directly to any recognized provider, including specialists, for covered expenses. The above costs apply if you choose a provider from Aetna's network of participating physicians and hospitals. Costs will be higher if you choose out-of-network providers.