California Health Insurance

Aetna - PPO 1500 Plan

  • Low deductibles, co-pays and expenses
  • Moderately higher premiums

If you're willing to pay a little more in premiums than some other plans, the Aetna Advantage PPO 1500 Plan, an insurance plan underwritten by Aetna Life Insurance Company, includes quality prescription drug coverage, plus low annual deductibles, low annual out-of-pocket expenses and low office visit copays.

Main features of the PPO 1500 plan (in-network rates)
Premiums Moderately High
Annual deductible $1500 individual, $3000 family
Out-of-pocket maximum $6000 individual, $12,000 family
Office visit copay $30 non-specialist, $40 specialist*
Prescription drug copay $15 - $40**
Hospitalization 30% after deductible*
Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment 30% after deductible*

*For covered expenses.
** A deductible applies to brand name prescription drugs.

Like other Aetna PPO plans, PPO 1500 gives you the freedom to go directly to any recognized provider, including specialists, for covered expenses. The above costs apply if you choose a provider from Aetna's network of participating physicians and hospitals. Costs will be higher if you choose out-of-network providers.


Here at Santa Barbara Health Insurance Services we know that no web site can substitute for courteous service from an experienced professional. Our staff is always happy to help with your California health insurance, California dental insurance, or term life insurance needs. Feel free to call us any time at (800) 765-1540.