California Health Insurance

Aetna - PPO Value 1500 Plan

  • Lower annual out-of-pocket maximum
  • Lower deductible
  • Higher premiums
The most attractive feature of the Aetna Advantage PPO Value 1500 Plan, an insurance plan underwritten by Aetna Life Insurance Company, is its low annual out-of-pocket maximum, which caps your expenses each year. It also features a low deductible, which means your coverage kicks in sooner.

Main features of the PPO Value 1500 plan
Monthly premiums Moderately High
Annual deductible $1500 individual, $3000 family
Out-of-pocket maximum $5000 individual, $10,000 family
Office visit copay 25%*
Prescription drug copay $20 - $40**
Hospitalization 25% after deductible*
Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment, urgent care 25% after deductible*
*For covered expenses.
**A deductible applies to brand name prescription drugs.

Like other Aetna PPO plans, PPO Value 1500 gives you the freedom to go directly to any recognized provider, including specialists, for covered expenses. The above costs apply if you choose a provider from Aetna's network of participating physicians and hospitals. Costs will be higher if you choose out-of-network

Here at Santa Barbara Health Insurance Services we know that no web site can substitute for courteous service from an experienced professional. Our staff is always happy to help with your California health insurance, California dental insurance, or term life insurance needs. Feel free to call us any time at (800) 765-1540.