Moderately high deductibles, co-pays and out-of-pocket maximum
While the Aetna Advantage PPO Value 2500 Plan, an insurance plan underwritten by Aetna Life Insurance Company, has an annual deductible, out-of-pocket maximum,
and office visit co-pays that will probably be higher than other plans, that's balanced by the fact that you will pay lower montly premiums than with other plans.
Main features of the PPO Value 2500 plan (in-network rates)
Premiums
Low
Annual deductible
$2500 individual, $15,000 family
Out-of-pocket maximum
$6000 individual, $12,000 family
Office visit copay
25%*
Prescription drug copay
Generic: $20
Brand name: $0 after $1000 deductible
Hospitalization
25% after deductible*
Skilled nursing, physical/occupational therapy, chiropractic care, home health care, durable medical equipment, urgent care
25% after deductible*
*For covered expenses.
Like other Aetna PPO plans, PPO Value 2500 gives you the freedom to go directly to any recognized provider, including specialists, for covered expenses. The above costs apply if you
choose a provider from Aetna's network of participating physicians and hospitals. Costs will be higher if you choose out-of-network
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