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Advantages of PPO health plans include:
- Freedom to visit preferred or non-preferred doctors and specialists
- The ability to go to any network specialist without a referral
- Choice of plans with or without a medical plan deductible
- When network providers are used, lower out-of-pocket expenses than when non-network providers are used
- Ability to establish a Health Savings Account with our Shield Spectrum PPO Savings Plan 2400/4800 and 4000/8000
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