Blue Shield Shield Spectrum PPO Savings

We offer four high-deductible health plans -- called Shield Spectrum PPO Savings Plans -- that are eligible for use with a Health Savings Account (HSA).

These plans offer affordable coverage for a high-cost medical event while helping you meet your essential healthcare needs. They are often selected by people who go to the doctor occasionally.

Shield Spectrum PPO Savings

• High-deductible health plans designed to be compatible with HSAs for tax-savings opportunities on qualified medical expenses
• Financial protection against major healthcare expenses
• Catastrophic coverage
• Choice of providers every time you seek covered services. There are lower out-of-pocket costs when you choose from over 45,000 preferred providers.
• Get prescription drugs at our contracted rate at participating pharmacies
• Access to a mail-service pharmacy benefit
• Preventive care benefits before you meet your deductible when you use preferred providers
• Maternity benefits and well-baby care with no waiting period1
• Injectable contraceptives coverage before you meet your deductible