Medicare is automatically granted for persons over 65, but it does not cover all expenses. Therefore supplemental medicare insurance exists.
Designed to pay the expenses not covered.
Medicare Supplements (also known as Medigap plans) are insurance policies designed to pay for the expenses not covered by Medicare. These expenses include the Part A deductible, the Part A 20% Co-insurance, and the excess charges billed by doctors and hospitals that do not accept Medicare reimbursement rates.
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