Medicare is a health insurance program regulated by the federal government that is made up of two parts, Part A and Part B. Along with Medicare Parts A and B, most people obtain a Medicare Supplement to fill the gaps not covered by Medicare. We can help you that.
Part A.
Most people qualify for Medicare Part A when they turn age 65. Part A covers hospitalization and limited skilled nursing care.
Part B.
For Part B, you need to sign up for it through your local Social Security office or on Medicare.Gov. Part B covers charges for physicians, surgeons, and other health services. Part B does not cover eye and hearing exams, foot care, immunizations, or physical exams.
Services Not Covered by Medicare
- Custodial care, such as help walking, getting in and out of bed, dressing, bathing, toileting, shopping, eating, and taking medicine (these are commonly referred to as activities of daily living)
- More than 100 days of skilled nursing facility care during a benefit period following a hospital stay (the Medicare Part A benefit period begins the first day you receive a Medicare-covered service and ends when you have been out of the hospital or a skilled nursing facility for 60 consecutive days)
- Private duty nursing care
- Homemaker services
- Most dental care and dentures
- Health care received while traveling outside the United States, except under limited circumstances
- Cosmetic surgery and routine foot care
- Routine eye care, eyeglasses (except after cataract surgery), and hearing aids.
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