Medicare is a health insurance program regulated by the federal government that is made up of two parts, Part A and Part B.  Along with Medicare Parts A and B, most people obtain a Medicare Supplement to fill the gaps not covered by Medicare.  We can help you that.

Part A.

Most people qualify for Medicare Part A when they turn age 65. Part A covers hospitalization and limited skilled nursing care.

Part B.

For Part B, you need to sign up for it through your local Social Security office or on Medicare.Gov.  Part B  covers charges for physicians, surgeons, and other health services. Part B does not cover eye and hearing exams, foot care, immunizations, or physical exams.

Services Not Covered by Medicare

• Custodial care, such as help walking, getting in and out of bed, dressing, bathing, toileting, shopping, eating, and taking medicine (these are commonly referred to as activities of daily living)
• More than 100 days of skilled nursing facility care during a benefit period following a hospital stay (the Medicare Part A benefit period begins the first day you receive a Medicare-covered service and ends when you have been out of the hospital or a skilled nursing facility for 60 consecutive days)
• Private duty nursing care
• Homemaker services
• Most dental care and dentures
• Health care received while traveling outside the United States, except under limited circumstances
• Cosmetic surgery and routine foot care
• Routine eye care, eyeglasses (except after cataract surgery), and hearing aids.