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Meet Steve Byrd, a California long-term care insurance agent that knows your special needs as a resident of Santa Barbara. With decades of experience in health insurance services, he can help you find the right long-term care insurance to fit your needs.
Long-term care is a combination of services; medical, nursing, and social to name a few. There are many types including home care, assisted living and nursing homes, that may be needed after an accident (like Christopher Reeves) or due to the natural effect of aging.
Family group dynamics are complex. And when a loved one grows older, the dynamics change. Sometimes the frail need round-the-clock supervision, and that can task even the most loving children.
As we age, we grow more dependent. And for many families, this can be a great concern and burden.
Would you have time to care for your parents now? Will your children have time to care for you?
No, very little long-term care is covered by Medicare and/or your health insurance plan.
We live in Santa Barbara and we work here, too. We understand the Santa Barbara lifestyle. Your long-term care needs or home care situation might be very different than in other places.
For those with substantial assets, long term care insurance is an important asset protection strategy.
We live in Santa Barbara, and we work here, too. We understand the Santa Barbara lifestyle. We work with all the top long-term care insurance companies, including those participating in the California Partnership for Long Term Care.
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Santa Barbara Health Insurance Services