Our family has been using Rob Cavaness at Santa Barbara Health Insurance for many years. Our insurance needs have always been pretty basic until our daughter was suddenly diagnosed with an autoimmune disease which sent her to the hospital for many days. Rob was right there helping us navigate our current coverage and what options would be most suitable for us moving forward. I cannot stress enough how important it is to have an agent who understands this business and who goes the extra mile for you when it seems like the walls are caving in. I will always be grateful to Rob for giving us the best information and for always just being a phone call away.
Tina K.
Steve has been our “go to” insurance agent when it comes to our medical, life, and disability Insurance needs for over 17 years! No matter how our needs have changed, his seasoned expertise and easy to understand advise, is always wise and helpful. With a recent job change, we needed to find medical insurance quickly. Steve’s easy quote system made it simple to compare “apples to apples” so we could be assured of getting comparable coverage, but at a much more affordable price. Thanks Steve, you’ve done it again!
Linda Sener, a client for over 17 years
Rob and Steve are wonderful to work with; they go over our plans with the employees, always staying after to answer individual questions. They are clear, humble, welcoming and approachable. They will come by whenever we need them for special situations and are always there for new hires, plan changes, questions about premiums, ACA issues, and whatever else you can think of that relates to their specialty.
Matt Lundy, CFO, International Sports Sciences Association
Rob made the daunting task of changing healthcare providers a breeze; his attention to detail, constant communication and follow up was amazing. If you want someone who is well informed and can help you explore different options for good coverage at an affordable price, Rob is your agent! It’s great to have the peace of mind that my family will be better than “okay” when healthcare needs arise. Thank you Rob.
Tracy Blakeley and Family
We didn’t qualify for individual/family health insurance so Santa Barbara Health Insurance showed us how to set up a Anthem Blue Cross small group plan that was guaranteed issue. They were really helpful.
Rick Vaill, View Finder, LLC
After my motorcycle accident, my health plan from Santa Barbara Health Insurance really came through. I have been extremely happy with my coverage.
Kurt Kimball, Owner, Granny’s Garage.
Santa Barbara Health Insurance helped us improve our health benefits and has saved us a significant amount of money. We highly recommend them.
Renee Grubb, Co-Owner of Village Properties Realtors
Rob and Steve at Santa Barbara Health Insurance have been thorough, professional, and very easy to work with. They helped us transition to a Health Savings Account strategy which benefits our employees and our company.
Dave Larson, Managing Partner at McGowan Gunterman CPA’s
The guys at Santa Barbara Health Insurance are always available to answer our questions and have given us great service. It is almost like they are right next door.
Scott Branch, Partner, Burnell, Branch, and Pester Architects
When I broke my wrist skateboarding, the Anthem Blue Cross Tonik plan that Rob set me up with really came through big and saved me from racking up huge debts.
Peter Schick, Individual.
Our company recently switched healthcare brokers and carriers. From first contact through open enrollment and follow up the guys (Steve & Rob) at SBHIS have been with us every step of the way. Somehow, they were able to get us better rates – much better than the broker we had been with for more than a decade! So our employees are actually enjoying better healthcare coverage and saving a little money in the process. And the company is on track to save tens of thousands of dollars over the course of the next year! That alone is amazing. Next, factor in that Steve & Rob have provided us with exceptional customer service. They are thorough, accurate, accessible, responsive and always professional. I believe they genuinely care. I have been supremely impressed and look forward to a long relationship with them!
Sheri Kent, Bookkeeper/HR Manager ProHealth, Inc.
We just want to thank you again for all the hard work you do for our firm. We really appreciate you being able to be on call when necessary and look forward to continuing to work together. Thank you.
Jody Holmes, Office Manager – Ghitterman, Ghitterman, and Feld Law Firm
I just wanted to send a note to thank you for all of the work you have done for us over the years. We have relied upon your expertise and knowledge for years. Your focus on proactive, professional customer service has been a great benefit to our practice. You have consistently guided us in a professional way through the complex and seemingly ever changing world of employee benefits. I look forward to our continuing relationship. I would highly recommend Steve and his firm to anyone who appreciates great service way beyond the norm.
Cherie Cox, Office Manager The office of Mark A. DaRe DDS & Christopher L. Mjelde DMD
We switched to Santa Barbara Health Insurance when our last agent was not giving us the service we needed. We have been really happy with the change! Steve and Rob have been responsive, professional, and easy to work with. We highly recommend them.
Lynn Stadler, CFO Lesson Planet, Inc.


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Here at Santa Barbara Health Insurance Services we know that no web site can substitute for courteous service from an experienced professional. Our staff is always happy to help with your California health insurance, California dental insurance, or term life insurance needs. Feel free to call us any time at (800) 765-1540.